Tools & Equipment Insurance
What If My Tools or Equipment Are Vandalized?
Yes — vandalism is a standard covered peril on tools and equipment policies.
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Does tools insurance cover vandalized equipment?
Whether someone spray paints your equipment, smashes your tools out of spite, or intentionally disables your machinery on a job site — vandalism coverage pays for repair or replacement.
File a police report even for vandalism — it creates an official record and is typically required by your insurer. Photograph all damage extensively before beginning any cleanup or repair.
Vandalism coverage applies at job sites, in storage, and in your truck. The same open-perils coverage that handles theft also covers intentional damage by unknown third parties.
Get the right tools coverage today.
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