Tools & Equipment Insurance
What Insurance Does a Rental Yard Require?
Most rental yards require you to either carry their damage waiver or show proof of your own inland marine / rented equipment coverage via a certificate of insurance.
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What insurance do I need to rent equipment from a tool rental yard?
When you rent equipment, the rental yard wants protection for their asset. They typically offer their own damage waiver (expensive) or accept a certificate of insurance showing you have coverage for non-owned equipment in your care.
A rented equipment endorsement on your tools policy provides the coverage the rental yard wants — at a fraction of what their damage waiver costs. Trade Safe issues COIs same-day, so you can provide documentation quickly when needed.
Some rental yards have specific requirements — minimum limits, specific policy language, or require themselves listed as additional insured. Review the rental contract and share requirements with your agent before heading to the yard.
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