Tools & Equipment Insurance
Can I Bundle Tools Insurance With My GL Policy?
Yes — bundling tools and GL under a commercial package policy (CPP) saves money and ensures no coverage gaps between policies.
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Can I combine tools insurance and GL coverage under one policy?
Many carriers offer commercial package policies (CPPs) that combine general liability, inland marine / tools, and sometimes commercial auto under one policy. Bundling typically saves 10–20% compared to separate policies.
Beyond cost, bundling solves a practical problem: when an incident involves both a tools loss and a GL claim, having one insurer handles the coordination. No disputes between carriers about which policy responds first.
Trade Safe regularly packages GL, tools, and commercial auto for contractors. Contact us to compare a bundled quote against your current separate policies — the savings are often significant.
Get the right tools coverage today.
Trade Safe shops dozens of A-rated carriers to find you the best tools & equipment policy for your trade.