Professional Liability Insurance
Can I Get Professional Liability for a Single Project?
Yes — project-specific professional liability policies cover a single project for its duration. They’re efficient for contractors who rarely provide professional services but have one project requiring PL.
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Can contractors buy professional liability for just one project?
Project-specific PL covers professional services on a defined project for a defined period. Coverage ends when the project is complete (with a reporting tail built in). There’s no annual renewal — just one policy, one project.
This is ideal for contractors who bid an occasional design-build or consulting project but don’t routinely provide professional services. Annual PL isn’t cost-effective for one project; project-specific coverage is the right fit.
Project-specific PL typically costs more per dollar of coverage than annual policies — you’re paying a rate premium for the simplicity of single-project coverage. For contractors with multiple professional services projects per year, an annual policy is more economical.
Ready to explore professional liability coverage?
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