Commercial Umbrella Insurance
The GC Requires Me to Have Umbrella — What Do I Need?
Review the contract for the exact limit required, whether the GC needs additional insured status on the umbrella, and the required underlying policy limits. Then contact your agent to verify or add coverage before mobilizing.
Call (234) 231-8427 — Mon–Fri 9AM–5PM EST
What umbrella insurance do I need when a GC requires it?
Most commercial subcontracts require $1M–$2M umbrella with the GC named as additional insured. Some large commercial GCs require $5M. The contract will specify the total limit and whether they want umbrella specifically or umbrella/excess.
Steps: (1) Read the insurance exhibit in your contract for exact requirements. (2) Contact your agent to verify you meet those requirements or to add coverage. (3) Have your agent issue a certificate of insurance naming the GC as additional insured with the correct umbrella limits.
Trade Safe issues certificates same-day and is experienced at meeting GC insurance requirements quickly. If you need coverage to start tomorrow, call us today.
Get umbrella coverage today.
Trade Safe shops dozens of A-rated carriers to find the right commercial umbrella policy for your contracting business.