Tools & Equipment Insurance
Are Tools Covered While in Storage?
Yes — tools and equipment policies cover your gear at any location, including storage units, your shop, or your garage.
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Does tools insurance cover tools in a storage unit or shop?
One of the key advantages of a tools policy over property insurance is coverage at multiple locations. Whether your tools are on the job site, in your truck, at your shop, or in a storage unit — the policy follows them.
Storage unit theft is a real risk. Organized theft rings specifically target storage facilities with contractor equipment. Make sure your policy limit covers the full value of tools you store off-site.
Note: some policies have sublimits for tools stored at locations other than your primary business address. If you have significant tools in off-site storage, confirm with your agent that your policy covers that location fully.
Get the right tools coverage today.
Trade Safe shops dozens of A-rated carriers to find you the best tools & equipment policy for your trade.